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Have you met your deductible?

Fall is here, and it’s time to make a to-do list. Are doctor’s appointments on that list?

Most insurance plans run on the calendar year, meaning that soon your deductible will reset to zero. If you have met, or almost met, your deductible, it is advantageous to complete tests, screenings, or procedures before the year ends.

Examples of things to consider getting done before January:

• Colonoscopy

• Lab work

• Diagnostic testing

• Surgery (inpatient or outpatient)

• Prescription refills

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